Cheapest cats to own
Chart: the six top-ranked cats by lifetime cost — taller bars rank higher on this metric.
What this ranking shows
Across 8 cats, lifetime cost ranges from $18,100 to $28,700 — a 1.6× spread, with a median around $22,100. The Domestic Shorthair leads at $18,100, while the Persian sits at the far end. Rounding out the top three are the Sphynx ($20,200) and the Bengal ($20,400). Most of the gap comes down to three things: body size (which sets how much a cat eats and its medication doses), breed health risk (which sets insurance premiums and likely vet bills), and lifespan (which multiplies every recurring annual cost). Use the sorter below to re-rank by your own budget, home size and grooming tolerance.
| # | Breed | Size | Lifetime cost | Lifetime cost |
|---|---|---|---|---|
| 1 | Domestic Shorthair | Medium | $18,100 | $18,100 |
| 2 | Sphynx | Medium | $20,200 | $20,200 |
| 3 | Bengal | Medium | $20,400 | $20,400 |
| 4 | Siamese | Medium | $21,400 | $21,400 |
| 5 | British Shorthair | Medium | $22,800 | $22,800 |
| 6 | Ragdoll | Large | $24,800 | $24,800 |
| 7 | Maine Coon | Large | $27,600 | $27,600 |
| 8 | Persian | Medium | $28,700 | $28,700 |
Compiled by the PawCosts data team from breed standards, NAPHIA averages and AAFCO/vet nutrition formulas.
Frequently asked questions
What is the cheapest cat to own?
Smaller, healthier breeds cost least over a lifetime — they eat less and have lower insurance and vet bills.
How is this ranking calculated?
From our sortable cost database: food via the vet RER/MER calorie formula, insurance from NAPHIA US averages by breed health-risk tier, and lifespan from published breed standards.
What is the typical lifetime cost for cats?
The median across 8 breeds is about $22,100.
Are these exact prices?
No — they are modelled US planning estimates; your real cost varies by region, provider and the individual animal.