Cost of owning a horse in Germany
Lifetime and food cost for 20 horses, localized to EUR.
Chart: the six cheapest horses to own in Germany, by total lifetime cost.
| # | Breed | Size | Food/yr | Lifetime |
|---|---|---|---|---|
| 1 | Shetland Pony | Small | €885 | €76,120 |
| 2 | Mustang | Medium | €1,400 | €85,355 |
| 3 | Friesian | Large | €2,065 | €86,405 |
| 4 | Welsh Pony | Small | €1,095 | €87,465 |
| 5 | Standardbred | Large | €1,580 | €92,725 |
| 6 | Arabian | Medium | €1,460 | €94,820 |
| 7 | Morgan | Large | €1,580 | €96,270 |
| 8 | Haflinger | Medium | €1,645 | €96,545 |
| 9 | Appaloosa | Large | €1,675 | €96,930 |
| 10 | American Paint Horse | Large | €1,675 | €97,440 |
| 11 | American Quarter Horse | Large | €1,675 | €97,740 |
| 12 | Thoroughbred | Large | €1,765 | €100,115 |
| 13 | Belgian Draft | Giant | €2,790 | €103,000 |
| 14 | Tennessee Walking Horse | Large | €1,645 | €106,000 |
| 15 | Clydesdale | Giant | €2,730 | €106,115 |
| 16 | Andalusian | Large | €1,580 | €106,640 |
| 17 | Shire | Giant | €2,910 | €112,035 |
| 18 | Icelandic Horse | Medium | €1,320 | €114,360 |
| 19 | Hanoverian (Warmblood) | Large | €1,975 | €132,330 |
| 20 | Percheron | Giant | €3,030 | €136,725 |
What a horse really costs in Germany
Across 20 horses, lifetime cost in Germany ranges from about €76,120 for the Shetland Pony up to €136,725 for the Percheron — roughly a 1.8× spread. That gap is driven by body size (which sets how much a horse eats and its medication doses), breed health risk (which sets insurance premiums and likely vet bills) and lifespan (which multiplies every recurring annual cost). Local prices matter just as much: Germany sits at a food price index of 0.9 and a services index of 0.75 against the US baseline of 1.00, so the same breed can cost noticeably more or less here than abroad. Every figure on this page is in EUR. Pet insurance is widely available in Germany.
Compiled by the PawCosts data team from World Bank price-level data, NAPHIA averages and AAFCO/vet nutrition formulas.
Frequently asked questions
What is the cheapest horse to own in Germany?
The Shetland Pony — about €76,120 over its lifetime in EUR.
What is the most expensive horse to own in Germany?
The Percheron — around €136,725 lifetime.
Is pet insurance available in Germany?
Pet insurance is widely available in Germany.
How are Germany horse costs calculated?
US base costs (food via the vet RER/MER calorie formula, NAPHIA insurance averages) scaled by Germany's price-level indices — food 0.9, services 0.75 — and converted to EUR.