Dog vs cat: which is cheaper to own?
PetCost Editorial Team · Figures cross-checked against NAPHIA, AKC and veterinary RER/MER guidance · Updated 2026-06-02
On average a cat is cheaper than a dog — but breed and lifestyle can flip the result. Here's the honest comparison.
Recurring costs
Cats eat less, insure cheaper and skip dog-specific costs (walkers, daycare, training). Dogs of similar size eat more and need more services. Litter is the one cost cats add that dogs don't.
When a dog wins
A small, healthy, low-shedding dog can rival a high-maintenance cat breed (Sphynx skin care, Persian grooming, HCM-prone breeds). Premium feeding and boarding swing it too. Compare any pair directly in the sorter.
FAQ
Is a cat or dog cheaper?
On average a cat — lower food and insurance costs and no walking/daycare.
When is a dog cheaper than a cat?
When you compare a small, healthy dog against a high-maintenance or high-risk cat breed.